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No Credit Check | Top Companies: This Week' s Reviews |
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| Services Offered:
No credit check, prepaid credit card |
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| Company Overview:
PreCash, Inc. is responsible for issuing and offering
the Silver Prepaid MasterCard. They serve millions of
consumers each year, and they offer cards to all
consumers over the age of 13. The cards have a low fee
for maintenance and many included benefits and features. |
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| Our Review:
PreCash has a great product to work with. Their fees are
among the lowest that you’ll find, and they have
something for just about everyone. The website is really
easy to get around, and the form only takes about 5
minutes to fill out, which is great. Plus, the customer
service is top-notch, which is always important. |
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| User Review:
My silver prepaid MasterCard is the best card I’ve ever
had. I messed up my credit and wanted a way to learn to
manage my money better. Since a credit card was out of
the question, I checked out prepaid cards to see what I
could find. Now, I’m learning about money management and
not having to worry about paying off balances because I
can’t spend more than I put on the card. I love the low
fees, too. |
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Next Millennium
2 Wisconsin Circle, Suite 700
Chevy Chase, MD 20815
No Phone Number Provided
Link Pending |
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| Services Offered:
No credit check, prepaid credit card |
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| Company Overview:
Next Millennium serves thousands of customers each year.
They offer credit cards to customers with up to $5,000
limits, depending on the amount that the customer puts
into the prepaid account. They have a savings account
that acts as collateral for consumers’ cards, which
earns interest until the account is closed and the money
is withdrawn. Since the company offers prepaid cards,
there is no credit check and everyone is guaranteed to
be approved. |
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| Our Review:
Next Millennium is another great company to consider for
all of your credit needs if you want something with no
credit check. They allow customers to put up to $5,000
on the cards, and the money that is used as security
earns interest, which is great. The website is fairly
simple to use, and the form only takes minutes to fill
out. |
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| User Review:
I got a prepaid card from Next Millennium because they
didn’t do a credit check, and their card allowed me to
carry a higher balance than other prepaid cards. I like
the way that they work, and the fact that my money earns
interest is just another bonus. All in all, this has to
be the best prepaid card I’ve found, and I’ve tried a
lot of them. |
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| Services Offered:
No credit check, prepaid credit card |
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| Company Overview:
AccountNow was founded in 2004, and serves more than 40
million consumers around the country that aren’t
eligible for bank accounts or other credit cards. They
are one of the only services to offer credit reporting,
which allows consumers to rebuild their credit faster.
The cards come with online account access and features,
including direct deposit and FDIC insured funds. |
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| Our Review:
AccountNow, like other prepaid card services, offers a
card with no credit check required. Their programs are
simple, and the application is just as easy. The site is
really easy to use, which is a great benefit for anyone
who visits it. Their customer service is top-notch, as
well. |
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| User Review:
I like my card from AccountNow because I can get my
paychecks directly deposited onto the card, and they
also take the time to report to credit agencies, so that
I can rebuild my credit without actually having to get a
high interest credit card. |
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| Services Offered:
No credit check, prepaid credit card |
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| Company Overview:
Vision Premier was established in 1998. They are
privately owned, and their cards are able to be used in
more than 35,000 retail stores around the world. They
have a network with more than $3 billion in payments,
and they offer acceptance to all consumers with no
credit check required. |
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| Our Review:
Vision Premier is another great company for cards with
no credit check. The forms are really simple to fill
out, and the customer service is great. Plus, the
website is really easy to use, and you can tell that
this is a professional company that takes care of their
customers. |
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| User Review:
Vision Premier gave me a great prepaid credit card. I
wanted something that didn’t do a credit check, because
my credit is wrecked. Their card appealed to me because
it comes from such a professional company and the fees
are really low. Plus, it only took me about five minutes
to fill out the application, and I had my card really
quickly, which was nice. |
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Other Top Companies for
No Credit Check : |
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Buying a New Home: |
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When it comes
to home ownership, everyone seems to have the same idea.
Owning a home is essentially the great American dream
for many people. With the mortgage market hitting so
many bumps, many people are scared to invest in the
market right now. However, buying a home right now is
much easier and safer than most people think. New home
sales are very slow. This means that a buyer’s market
has been created. You can buy just about any home that
you want and name your price, because so many people are
desperate to sell at this point. If you take the time to
look around and see what’s out there, you might find
that getting a new home is more feasible in your
situation than you might have thought it would be.
Buying a new home requires a lot of information about
mortgages and your different options for lending, as
well as knowing what is required of you when it comes to
getting a loan. For example, you’ll have to have decent
credit, and you’ll usually have to have some sort of
down payment on your home. Many loans used to offer 100%
financing, but in today’s market, banks and lenders
aren’t as trusting as they once were. This isn’t bad,
though, because you can usually get away with less than
10% for a down payment. That means if you buy a $100,000
home, you’ll easily be able to put down $10,000 or less
and find a loan that suits your needs. This situation
isn’t the same for everyone, but if you take the time to
check out your options you might realize that it’s
easier than you think to get a new home. You’ll simply
need to make sure that you work with a stable lender and
get a good loan based on your financial situation, so
that you don’t end up paying more than you should for
your new home. It really all comes down to being
informed and prepared when you are getting into the
process of buying a new home.
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No Credit Check : In The News |
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